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## How much home loan a salaried person can get?

For instance, if your take-home salary is Rs. 25,000, you can avail as much as Rs. 18.64 lakh as a loan to purchase a home worth Rs. 40 lakh (provided you have no existing financial obligations.)

## How much housing loan can I get on 1 lakh salary?

For example, if you earn Rs 1 lakh and have expenses of Rs 30,000 a month, then you can easily go for a loan with Rs 40,000 EMI. But for someone with the same Rs 1 lakh salary, but having Rs 75,000 in expenses, will find the Rs 40,000 EMI unaffordable.

## How much home loan can I get on 90000 salary?

For instance, if your net salary is Rs. 55,000, you will be eligible for a loan of approximately Rs 33 lakhs.

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How to calculate your home loan eligibility?

Net Monthly Income (Rs.) | Home Loan Amount (Rs.) |
---|---|

70,000 | 54,81,756 |

80,000 | 63,20,142 |

90,000 | 71,58,529 |

## How much home loan can I get on 65000 salary?

SBI Home Loan Eligibility Based on Salary

Monthly Income | Loan Amount |
---|---|

Rs. 50,000 | Rs.33,99,059 |

Rs. 55,000 | Rs.41,54,405 |

Rs. 60,000 | Rs.45,32,079 |

Rs. 65,000 | Rs.49,09,752 |

## How much housing loan can I get on 50000 salary?

How much home loan can I get on my salary?

Net Monthly income | Home Loan Amount |
---|---|

Rs.25,000 | Rs.18,64,338 |

Rs.30,000 | Rs.22,37,206 |

Rs.40,000 | Rs.29,82,941 |

Rs.50,000 | Rs.37,28,676 |

## How much loan can I get if my salary is 10000?

Banks such as SBI and Indian Overseas Bank provide personal loans to individuals who have lower income of Rs. 5000 per month. But the loan amount might be lower than you expected.

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Personal Loan For Low Salary Less Than 10000.

Bank | Minimum Monthly Income Required |
---|---|

Punjab National Bank | Rs. 10,000 |

HDFC Bank | Rs. 15,000 |

ICICI Bank | Rs. 17,500 |

## Can I buy a house with 40k salary?

Take a homebuyer who makes $40,000 a year. The maximum amount for monthly mortgage-related payments at 28% of gross income is $933. … Furthermore, the lender says the total debt payments each month should not exceed 36%, which comes to $1,200.

## How much loan I can get if my salary is 60000?

However, if you are deliberating on the loan amount with how much loan I can get on a 60,000 salary, the approved amount should be close to Rs. 16.20 lakhs.

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Multiplier Method.

Salary | Expected Personal Loan Amount |
---|---|

Rs. 40,000 | Rs. 10.80 lakhs |

Rs. 50,000 | Rs. 13.50 lakhs |

Rs. 60,000 | Rs. 16.20 lakhs |

## How much home loan can I get on 75000 salary?

SBI Home Loan Eligibility Based on Salary

Age | Net Monthly Income (₹) | |
---|---|---|

25,000 | 75,000 | |

40 years | 50.63 Lakh | 1.01 Cr |

45 years | 47.47 Lakh | 94.94 Lakh |

50 years | 43.08 Lakh | 86.16 Lakh |

## How much loan can I get if my salary is 17000?

With a salary of ₹ 17,000, the maximum amount he is eligible for is ₹ 3.87 Lakh. The interest he has to pay for this amount for 48 months is 11.99%.

## What is the EMI for 50 lakhs home loan?

50 Lakh Home Loan EMI Details

Loan Amount | Rate of Interest | EMI per month |
---|---|---|

Rs. 50 lakhs | 6.80% p.a. | Rs. 57,540 |

Rs. 50 lakhs | 6.80% p.a. | Rs. 44,384 |

Rs. 50 lakhs | 6.80% p.a. | Rs.38,167 |

Rs. 50 lakhs | 6.80% p.a. | Rs.34,704 |

## How much loan can I get if my salary is 55000?

55,000 Monthly Salary. If your monthly income is Rs. 55,000 net, your Home Loan EMI can be a maximum of Rs. 22,500, as per the 50% rule.

## How much home loan can I get on 16000 salary?

The maximum loan amount may range between 8 to 10 times your monthly income. Henceforth, you may become eligible for a maximum loan amount of Rs. 1,60,000 which can be repaid in a tenure that is comfortable to you. In case you are looking for a loan at better terms, you may check your eligibility here.